Professional Certificate in Financial Analysis
For Microfinance Practitioners
The Professional Certificate in Financial Analysis is designed to deepen understanding of the economic and financial variables that microfinance practitioners need to consider and analyse when making decisions about the performance of their institutions.

Develop Practical
Financial Analysis Skills
The programme deepens understanding of the economic and financial variables that microfinance practitioners need to consider and analyse when making decisions about the performance of their institutions.
Topics covered
- Introduction to financial statement analysis
- Key elements for assessing viability and stability of a business
- Profitability analysis
- Solvency analysis
- Liquidity analysis
- Performance indicators
- Key features of financial analysis
Designed for Professional Learning
Programme design
- Introductory-level education programme
- Specialist and sector-specific modules
- Structured to meet the needs of the industry
Content and delivery
- Excellent, comprehensive content
- Comprehensive detailed materials
- Written and delivered by experienced industry practitioners
- Extensive support and resource material
Assessment and recognition
- Course work
- End-of-programme assessment
- Continuous Professional Development
Who Can Apply
- Microfinance Practitioners
- Graduates looking for a career in Microfinance
- Qualified accountants who want to broaden their knowledge of the microfinance sector
- Staff of Donor Agencies
- Staff of Investment Funds
Admission Requirements
- Sound educational background
- Preferably graduates
- Ability to undertake simple financial analysis
- A short online assessment may be required to assess suitability for the programme
Programme Structure
- Balance sheet
- Income statement
- Accounting system
- Portfolio report
- Review of Key Financial Analysis concepts
- MFO’s and Organisational efficiency
- End of module assessment
- Ratio Analysis
- Measuring efficiency, productivity and profitability
- Adjusted Return on Assets
- Yield on Portfolio
- Break Even point size
- Operating Cost Ratio
- Portfolio at Risk
- Measuring Self sufficiency
- End of module assessment
- Understanding Causes and Costs of Delinquency
- Measuring Delinquency
- Controlling Delinquency
- Interest Rates and Microfinance
- Setting Sustainable Interest Rates
- Effective Interest Rates
- End of module assessment
- Assets
- Liabilities
- Importance of managing this
- Leveraging Capital
- Profitability
- Debt
- Equity
- End of module assessment
- Final Assessment – Case Study
Assessment
- Assessment on completion of each module
- Final assessment
- A case study that tests theoretical and practical application of financial metrics
Programme Fee
$1,000
The total fee for the Professional Certificate in Financial Analysis for Microfinance Practitioners is $1,000.
The fee covers
- Registration fee
- Study manual
- Online support
- Assessment
- Issuance of certificate
Ready to Develop
Your Financial Analysis Skills?
Apply for the Professional Certificate in Financial Analysis or contact The Microfinance Association for further information.
